What Can I Expect My Closing Costs to Be?gkfoury2376December 11, 2024How Santa Monica Mortgage Lender Works A What Can I Expect My Closing Costs to Be? For home purchases, plan for at least 3% of the purchase price for a down payment and 3–6% for closing costs. If refinancing, closing costs may be rolled into your loan to reduce upfront expenses. Related Permalink Related