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Understanding Assessed Value: A Comprehensive Guide When it comes to property ownership, understanding the various values assigned to your home is crucial. One such value is the assessed value, which plays a significant role in determining your property taxes. In…
Understanding and Managing Escrow Shortages When you purchase a home, your lender typically sets up an escrow account to manage the funds needed for your property taxes and homeowners insurance. Each month, a portion of your mortgage payment is directed…
Understanding the True Cost of Homeownership When considering the purchase of a home, it’s essential to look beyond the monthly mortgage payment. Homeownership comes with a variety of additional expenses that can significantly impact your budget. At O1ne Mortgage, we…
